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Nov 22, 2014  

Disclaimer
Terms of Use
Privacy Policy



Disclaimer

Argus Research Company ("Argus") is an independent research provider and is not a member of the FINRA or the SIPC. Argus is not a registered broker dealer. The Argus trademark, service mark and logo are the intellectual property of The Argus Research Group, Inc. The information contained on this site is produced and copyrighted by Argus, and any unauthorized use, duplication, redistribution or disclosure of this information is prohibited by law and can result in prosecution. The content of this site and the reports contained on this site may be derived from Argus research reports, notes, or analyses and other important disclosures may be obtained on this site. This site, and the reports contained on this site, are not an offer to sell, or a solicitation of an offer to buy, any security. The information, reports and material presented on this site are for general information only and do not specifically address individual investment objectives, financial situations or the particular needs of any specific person who may view this site or receive any information or report contained on this site. Investing in any security or investment strategy discussed may not be suitable for you and it is recommended that you consult an independent investment adviser. Nothing on this site, or any report contained on this site, constitutes individual investment, legal or tax advice. The opinions and information contained on this site and the reports contained on this site have been obtained or derived from sources believed to be reliable, but Argus makes no representation as to their timeliness, accuracy or completeness. Argus may issue, or may have issued, other reports that are inconsistent with, or that may reach different conclusions than, those represented on this site and the reports contained on this site, and all opinions are reflective of judgments made on the original date of publication. Argus is under no obligation to ensure that other reports are brought to the attention of any viewer of this site or any recipient of any information or report contained on this site. Argus shall accept no liability for any loss arising from the use of this site or any information or report contained on this site and shall not treat all viewers of this site, or recipients of any report contained on this site, as customers simply by virtue of their viewing this site or having received this material. Investments involve risk and an investor may incur either profits or losses. Past performance should not be taken as an indication or guarantee of future performance. Argus has provided independent research since 1934. Argus officers, employees, agents and/or affiliates may have positions in stocks discussed on this site or in any report contained on this site.

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Terms and Conditions

This site and its content are provided to you as a service of Argus, Argus Investors' Counsel, Inc. ("AIC"), and Vickers Stock Research Corporation ("Vickers", and, collectively with Argus, AIC, The Argus Research Group, Inc., and their affiliates, "Argus-Vickers"). By accessing and using this site, you agree to certain terms and conditions as outlined herein.

Argus provides, through this site, research products, investment information, ratings and earnings estimates related to publicly traded companies within the Argus universe of covered companies. Your use of this information is entirely at your own risk and it is your sole responsibility to evaluate the usefulness of all information.

Vickers provides institutional ownership information and corporate insider trading information. Your use of this information is entirely at your own risk and it is your sole responsibility to evaluate the usefulness of all information.

Access to, and use of, password-protected and secure areas of this site is restricted to authorized users only. You will be responsible for any use of your password and for maintaining the confidentiality of that password.

Timeliness of Content
The information displayed on this site, including, but not limited to, reports and other opinions, is current as of the date appearing on such information and is subject to change without notice. Unless indicated otherwise, ratings are updated periodically to reflect changes in the market or other criteria. Argus-Vickers does not guarantee or warrant the accuracy, timeliness or completeness of any rating or other information on this site.

Copyrights, Trademarks, Intellectual Properties
Argus-Vickers is the owner of this site and Argus-Vickers and/or certain third parties are the owner of all intellectual property rights in all materials and/or data used herein. All trade names, trademarks, service marks and other product and service names and logos on this site, including, but not limited to, any of the foregoing owned by Argus-Vickers or FTSE International Limited (collectively, "Marks") are proprietary to their respective owners and are protected by applicable trademark and copyright laws.

You acknowledge and agree that the Marks are famous, well-known and internationally recognized trade names, trademarks and service marks owned by their owners or their licensors as the case may be. You have no rights to such Marks. You recognize the great value of the reputation and goodwill associated with the Marks and agrees that all goodwill associated with the Marks from this site, and any information contained on this site, shall belong exclusively to their owners or their licensors as the case may be. You further acknowledge and agree that (A) all information on this site is the exclusive property of its owners, not within the public domain and is protected by copyright and other intellectual property rights and (B) the information on this site is created by its owners or obtained from third parties and that you are not obtaining any ownership rights of any kind to any such information, which rights shall remain at all times with their owners. You will not contest the ownership or validity of any rights of in the Marks or any information on this site. Any unauthorized use of any Mark or any other content is strictly prohibited.

Industry Classification Benchmark ("ICB") is a product of FTSE International Limited ("FTSE") and all intellectual property rights in and to ICB vest in FTSE. Argus-Vickers has been licensed by FTSE to use ICB. "FTSE" is a trade mark of London Stock Exchange and The Financial Times Limited and is used by FTSE under license. FTSE and its licensors do not accept any liability to any person for any loss or damage arising out of any error or omission in ICB.

This site is for your personal use only. You may not copy, distribute, download, store, modify, adapt, reproduce, further transmit translate, reverse engineer, decompile, disassemble, sublicense or assign any aspect of any information accessed via this site by any means, including but not limited to the Internet, Intranet or other type of network. All forms of copying, sub-licensing, reselling, republication or other form of distribution, including, but not limited to, any internet posting, electronic mailing, faxing, archiving in a public database or redistributing through any computer network, or in any printed form, to third parties, is strictly prohibited unless previously agreed to by Argus-Vickers in writing.

Governing Law
Your use and access to this site shall be governed by the laws of the State of New York. You hereby agree that any legal action arising out of, or relating, to this site shall be originated in the federal or state courts in the State and County of New York. You hereby consent to such jurisdiction and irrevocably waive any objections thereto, including on the grounds of forum non conveniens. This site and its contents are not intended for use or distribution by any person in any jurisdiction where such use or distribution would be contrary to local law, rule or regulation. Regardless of where you access any such information, you agree to comply with all applicable United States laws, rules, and regulations, including, but not limited to, those laws, rules and regulations regarding the export of data. You are also responsible for complying with all other rules, laws and regulations that may be applicable to your use of any Argus-Vickers information.

Liability Restrictions
ALL INFORMATION ON THIS SITE (INCLUDING, BUT NOT LIMITED TO, ANY INFORMATION PROVIDED TO ARGUS-VICKERS BY ANY THIRD PARTY) IS PROVIDED TO YOU "AS IS" AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TIMLEINESS, SEQUENCE, ACCURACY, COMPLETENESS, CURRENTNESS, MERCHANTABILITY, QUALITY OR FITNESS FOR A PARTICULAR PURPOSE AND ERROR-FREE AND UNINTERRUPTED SERVICES AND ANY WARRANTIES, EXPRESS OR LIMITED, WITH REPSECT TO THE RESULTS TO BE OBTAINED BY YOU FROM ANY INFORMATION ON THIS SITE IN CONNECTION WITH THE USE OF ANY SUCH INFORMATION. PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS.

THE ACCURACY, COMPLETENESS, SEQUENCE OR TIMELINESS OF THE INFORMATION ON THIS SITE CAN NOT BE GUARANTEED. NONE OF ARGUS-VICKERS OR ITS AFFILIATES, SHAREHOLDERS, DIRECTORS, OFFICERS, EMPLOYEES, CONTROL PERSONS, VENDORS, AGENTS AND LICENSORS SHALL HAVE ANY RESPONSIBILITY FOR ANY LOSS OR DIRECT, INDIRECT, CONSEQUENTIAL, SPECIAL OR OTHER DAMAGES THAT YOU MAY INCUR AS A RESULT OF ANY DECISION MADE OR ACTION TAKEN IN RELIANCE BY YOU ON ANY INFORMATION OR SERVICES CONTAINED ON THIS SITE, FOR THE RELIABILITY, ACCURACY, COMPLETENESS, SEQUENCE OR TIMELINESS THEREOF, FOR ANY DELAYS OR ERRORS IN THE TRANSMISSION OR DELIVERY OF ANY PART OF THE INFORMATION OR SERVICES CONTAINED On THIS SITE, OR FOR ANY UNAUTHROIZED USE BY YOU OF ANY PART OF THE INFORMATION OR SERVICES CONTAINED ON THIS SITE.

None of Argus-Vickers or any third party shall be responsible for, or assumes any liability (including, but not limited to, any damage or loss), to you based upon any use, or the results of any use, of any Argus-Vickers service or data base, including, without limitation: (a) any financial results based on the use of any Argus-Vickers service, rating or information; (b) any delay, or loss of use of, any such service, rating or information, or any system performance; and (c) any effect on, or damage to, any software and hardware in connection with any use of this site or any service or information contained on this site.

In addition to, and without limiting the foregoing, none of Argus-Vickers or any third party shall be liable for any harm caused by the transmission, through this site or any service or information contained on this site, of any computer virus or other computer code or programming device that might be used to access, modify, delete, damage, corrupt, deactivate, disable, disrupt or otherwise interfere, in any manner, with the operation of this site, any information or services contained on this site, or any of your software, hardware, data, network or property.

Termination
Argus-Vickers may deny you access to all or part of this site, or any service or information contained on this site, without notice if you engage in any conduct or activity that Argus-Vickers, in its sole discretion, believes violates any term of these Terms and Conditions or any applicable law, rule or regulation.

Miscellaneous
Argus-Vickers' failure to insist upon, or enforce strict performance of, any provision of these Terms and Conditions shall not be construed as a waiver of any such provision or of any right of Argus-Vickers. Neither any course of conduct between parties, nor any industry practice, shall act to modify any provision of these Terms and Conditions.

In the event that any portion of these Terms and Conditions is held to be unenforceable, such portion shall be construed in accordance with applicable laws, rules and regulations to reflect, as closely as possible, the original intentions of these Terms and Conditions and the remainder of the provisions of these Terms and Conditions shall remain in full force and effect.

Argus-Vickers may make changes to this site, any information or services contained on this site, or these Terms and Conditions at any time without any notice. You should periodically visit this page to review current Terms and Conditions to which you are bound.

Not an Offer
This site, and the services, information, materials and data contained on this site, do not constitute an offer to sell, or the solicitation of an offer to buy, any security, and must not be relied upon in connection with any investment decision.

Indemnification
You hereby indemnify and hold harmless Argus-Vickers and its affiliates, shareholders, directors, officers, employees, control persons, vendors, licensors and agents against any and all claims, losses, liabilities, damages, costs and expenses (including reasonable attorney's fees and costs) arising out of, or related to, your breach of your agreements, representations and warranties contained herein or your use of any services or information: I) in violation of these Terms and Conditions; II) in violation of any rights of Argus-Vickers, including, but not limited to, copyright, patent, trade secret, trademark or other intellectual property rights and publicity and privacy rights; III) in violation of any applicable rule, law or regulation; or IV) your failure to maintain the security of your user codes and passwords. This indemnification shall be binding upon you and your executors, heirs, successors and assigns.

Linking Disclaimer
Argus-Vickers websites may provide links or other access to other sites that allow you to access material provided by third parties. By using this access, you will be entering or linking to a third party's site that may offer privacy and security practices different from that of Argus-Vickers. Argus-Vickers does not offer, endorse or guarantee, and assumes no liability for the accuracy, appropriateness or usefulness of, any products or services of any such third party. The third party is responsible for its site contents, privacy and security practices, and system availability.

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Privacy Policy

This site is owned by Argus, which is a member of a family of financial services companies that includes AIC and Vickers.

The relationship between Argus-Vickers and our clients is an important asset to our firm. We strive to maintain your confidence and trust by committing ourselves to protecting your confidential information. We have not and will not disclose any personal information to anyone unless it is, at your direction, needed to service to your account, or is required by law or necessary to protect our rights.

We do disclose any nonpublic personal customer information to anyone, except as permitted by law.

We require password registration to use this site. This site is not intended for minors and we do not accept registration from minors.

We collect and store only nonpublic personal customer information that our clients knowingly provide, such as names, telephone numbers, street addresses or email addresses.

We may also collect and store: your domain name and host from which you access the internet; the internet protocol address of the computer being used or of the individual user; the browser software and operating system; and the internet address of any site which is linked to our site. Cookies are the files that contain such information that have been created by a server and stored on your hard disk drive. We use cookies only to facilitate automation, measure the number of users of our site and track and store passwords. We do not use cookies to disseminate significant information about you over the internet.

We maintain physical, electronic and procedural safeguards to protect nonpublic personal customer information. We restrict access to nonpublic personal customer information to those employees who need to know that information to provide products or services to you. If you have access to our site through another site, however, we have no control over, and are not responsible for, the privacy policies of such sites.

If our privacy policy changes, we will notify all users by posting the new policy on this site.

If you have any questions or concerns, or would like to make a change to any of your customer information, please contact your account representative.

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